The Home Development Mutual Fund (HDMF), also known as Pag-IBIG Fund (Pagtutulungan sa Kinabukasan: Ikaw, Bangko, Industriya at Gobyerno), is a government agency that provides its members with adequate housing through an effective savings scheme. The Fund was created to focus on two of the nation’s basic concerns: savings generation and providing housing loans for Filipino workers.
Companies, including PEZA-Registered and BOI-Registered Enterprises, are required to remit and report employee contributions every month but first you need to register your business. Here’s a guide to HDMF Registration:
- Collate relevant documentations:
- Proof of Ownership:
- Single Proprietorships – Department of Trade and Industry (DTI) Registration; Business Permit/Mayor’s Permit
- Partnerships and Corporations – Securities and Exchange Commission (SEC) Registration; Approved Articles of Partnership/Incorporation and By-Laws; Business Permit/Mayor’s Permit
- Employer’s Data Form (HDMF Form – HQP-PFF-002)
- Specimen Signature Form (HDMF Form – HQP-PFF-003)
- Valid ID
- SSS Certification (if already registered with SSS)
- Proof of Ownership:
- Submit to Pag-ibig Office
- The original copy of the documents shall be presented to Marketing and Enforcement Division for Authentication
- The Marketing and Enforcement Division shall issue a Payment Order Form (POF) upon submission of complete documentations,.
- Proceed to the Cash and Administrative Services Division and pay the 1st monthly membership contributions (MC).
- Present the Pag-IBIG Fund Receipt (PFR) to the Marketing and Enforcement Division
- Get the Received Copy
- File the Received Copy for Future Reference






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